- This system is intended to provide
insurance coverage to the Omanis working abroad and alike against old
age, disability and death excluding work injuries and occupational
diseases (Diplomatic and consular missions of Oman). This system is
optional and limited to Omanis only.
- Those who are subject to the Social Insurance Law No.72/92 or
any other pension systems issued by virtue of Royal Decrees, and
pensioners are not allowed to join this
Rules for Omanis Working Abroad and the like was promulgated by the Royal Decree No. 32/2000 in 30th April 2000. These rules apply optionally on the Omanis working outside the Sultanate and
the GCC states and the like such as those working in embassies,
consulates, and international organizations in the Sultanate.
Omanis working in the public and private sectors in any GCC state are
not included under these Rules. The contributions are paid by employees
only. This insurance scheme provides coverage against death,
disability, and old age.
- The insurance scheme for the Omanis nationals employed abroad and the like provides coverage against death, disability, and old age only, and not against work injuries and occupational diseases. It is a non-compulsory scheme that includes the Omani nationals employed abroad, and the Omanis working in the embassies and consulates accredited to the Sultanate.
- Any employee subject to
the Social Insurance Law No. 72/92 or any other pension law promulgated
by a royal decree may not subscribe to this
The applicant should fill out the registration
form and present the following documents:
- Copy of the employment contract
endorsed by the competent authorities and by the Sultanate’s embassy in
the workplace state.
- Copy of valid passport and ID
card, if available.
- Medical report endorsed the
competent authority and by the Sultanate’s embassy in the workplace
state, or a medical report issued by a government hospital in the
Sultanate confirming that the employee is physically fit and able to
- Fill out the form of the specimen
signature of the insured or his authorized persons.
- The monthly contributions to be
paid are computed at 16% of the presumed monthly income.
- The employee should pay his
monthly contribution within the first 15 days of the month next to the
month for which the payment is due.
- The insured may pay the
prescribed contributions in advance quarterly, half-yearly or annually
at his/her discretion.
- If payment of contributions is
delayed beyond the permissible period (from the first day of the joining
month till the first fifteen days of the next month) additional amounts
at 13.5% of the monthly contribution amount would be charged.
- If the insured wishes to suspend
payment of contributions on temporary or permanent basis, he/she should
fill in the designated form and send it to PASI.
- If the insured wishes to resume
contributions, he/she should fill in the registration resumption form,
and the contributions starts immediately from the date of the resumption
Table of presumed monthly income:
||contribution paid by the employee at 16%
||contribution paid by the government at
- The insured should set out the
presumed monthly income (in line with his total income) on which basis
the monthly contributions are paid.
- The request for amendment of the
monthly income would be entertained with effect from 1st January
subsequent to the submission date of the request.
- The insured is allowed to
increase or decrease the monthly income category within 5% per
- The monthly income should be not
less than (RO.200/-) per month and not more than RO.800/- per month for
- Utilization of the provisions of
this law by the insured would cease in case of existence of one or more
reasons for not beging covered under this Law or if payment of contributions is
suspended for six consecutive months.